Advantages of Community Insurance - Cover the risks that jeopardize the habitability and comfort which all communities must provide to their owners and families. - Flexibility to adapt to each community´s needs. - Possibility of insuring community furniture. Plus all these benefits - Legal protection/claims for damages. - The option to lower the premium with excess. - Automatic adjustment of insured sums and premiums. - Coverage of the proportional amount of property co-owned with another community
Basic Covers	Optional Covers
Material damages to the community building and furniture Fire, smoke, impacts, explosion and lightning. Acts of vandalism. Electrical damages. Risks due to natural disasters. Flooding. Spillage from automatic fire extinguisher installations. Damage to underground pipes. Theft, robbery and damages. Aesthetic restoration of building and contents.	The product offers competitive benefits in all aspects, in terms of the scope of cover and of application and competitive rates. Broken windows. Non-payment of community quotas. Water damage. Civil liability and bail. Civil Liability of the governing board. Machinery Damage. Individual accidents. Employee Dishonesty. Legal Protection/Claims for damages.
Costs relating to material damages. Demolition and debris clear up costs. Firefighting costs. Mud cleaning costs. File restoration.   Community assistance: 24 hours for claims.	Click HERE to complete an On-line Application Form.