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Summary of Covers & Guarantees of DKV Insurance.

  • Ideal for RESIDENCIA, NLV & Golden Visa applications.
  • Includes cover for;-
    • General Doctors, Diagnostic Tests, Specialists, Surgical Interventions, Ambulance Transfer,Prosthesis and Implants, Transplants, Psychology and more...
    • 2nd Medical Opinion & Assistance Abroad
    • Hospitalisation, Accidents & Emergencies
    • Dental care
  • EXTRA DISCOUNTS if paid annually, or for policies with 4+ people
INTEGRAL - with copayments ( Eng - Deu - Esp )
  • INTEGRAL policy with 3 different payment plans - CLASSIC, PLUS & COMPLET
  • All with a limit of 600€ in co-payments per year.
    • Co-payments 2.30€, 2.95€ or maximum of 3.50€
  • PLUS
    • Co-payments from 6.00€ to 100€ depending on service used.
    • The LOWEST monthly premiums! Higher co-payments.
  • All plans have cover for...
    • Primary Care - General Medicine, Pediatrics, ambulances, analyis...
    • Direct Access to Specilists & Diagnostic tests
    • Hospitalisation, with own room and bed for accompanying person.
    • Travel Assitance, for emergency abroad, up to 20,000€
    • Dentistry, with 50 services FREE
  • Medical Insurance, where you can choose one or more modules

  • MODULE A - Primary Care
    • General medicine at a clinic and at home.
    • Paediatrics and childcare
    • Ambulances
    • Basic clinical analyses
    • Medical and paediatric emergencies emergencies.
  • MODULE B - Specialists
    • Specialists, Diagnostic Tests & outpatient treatment.
    • All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies… and all diagnostic tests.
    • Treatments in the clinic.
    • Respiratory rehabilitation in COPD and COVID-19 or coronavirus sequalae.
    • PET/MRI in oncology.
    • Home therapy for obstructive sleep apnea.
    • 20 sessions per year of psychotherapy, and 40 sessions in cases of eating disorders, school bullying, work-related stress and gender-based or domestic violence.
    • Chiropody, physiotherapy and rehabilitation with no limit of sessions or qualifying periods.
    • Up to 20 sessions a year with a nutritionist. Treatment and management of obesity.
    • 3D mammogram
    • 3D/4D ultrasound during pregnancy.
    • Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women’s cancer, prostate and colorectal cancer, stroke and diabetes.
  • MODULE C - Hospitalisation
    • Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year).
    • Cover for transplants.
    • Compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
  • Use ANY medical center, clinic or hospital, ANYWHERE in the World
  • 80-90% Reimbursement, in less than 7 days using the APP and a photo of the invoice.
  • Telephone support lines
  • Second opinion
  • Video consultation with a doctor
  • Repatriation
  • Home Services - Analysis and physiotherapy
  • Pharmaces/Chemists - 50% to 70% of prescribed medications
  • Reimbursement for vaccines - up to 150€
  • The latest technology e.g. Da Vinci robotic surgery, 3/4D Ultrasound scans
  • 100% reimbursement.
  • No Co-payments
  • Reimbursement of pharmacy and optician expenses
  • Dental Cover
  • Repatriation
  • Use ANY medical center, clinic or hospital, ANYWHERE in the World
  • Cover for alternative therapies such as homeopathy & acupuncture.
  • General doctors & pediatricians..
  • Specialists: allergies, digestive system, cardiology, general surgery, gynecology, traumatology and many more.
  • Diagnostic test: clinical analysis, ultrasound, x-rays, mammograms, cytology and many more.
  • Medical hospitalizations
  • Surgical emergencies & ICU (unlimited)
  • Emergencies in Spain and abroad
  • 24 hour medical emergencies and ambulances.
  • Dental Insurance, with NO AGE limit, and...
    • No exclusions for existing bad teeth.
    • No medical questionnaire for applications
  • FREE in the policy...
    • X-rays
    • Annual clean & Annual checkup
    • Tooth extractions & Temporary fillings
    • Inclusion of children under 14 years of age.
  • Can be used IMMEDIATELY, no waiting period.
  • CLASSIC policy - 88.19€ per year. ELITE policy - 121.68€ per year.
  • One simple on-line form to complete.

Call us on 922-735-672 to discuss your requirements, or CLICK HERE to complete and submit an online application form.